Ever found yourself whining about inexplicable muscle strain, stabbing pain in your back, or countless aches following a hefty day’s task? Then chances are high you’ve been a casualty of overexertion injuries. But what exactly are overexertion injuries, and can you receive worker’s compensation for them? Keep reading to explore the intricacies of these common Overexertion Injuries And Workers Compensation.
What are Overexertion Injuries?
Overexertion injuries mainly occur when a physical task demand outweighs your body’s ability to carry it out. It’s like thinking you can juggle four balls when, in reality, you can barely manage two without dropping one. They range from sprains, strains to more severe injuries like herniated discs. These injuries mainly occur in the workplace, particularly in manual labor industries, but can also be prevalent in offices.
Undeniably Common and Undeniably Preventable
Overexertion injuries are quite common and, believe it or not, they are preventable. The causes usually revolve around lifting, pushing, pulling, holding, carrying, or throwing activities at work. Proper ergonomic practices, adhering to safety guidelines, regular breaks, and physical conditioning can help avoid these injuries. Well, I guess prevention truly is better than cure, isn’t it?
Do You Get Worker’s Compensation for Overexertion Injuries?
If you’ve been thinking “I’ve overworked myself, is it possible to receive compensation?” the answer, in most cases, is a resounding “Yes!”. Worker’s compensation is a state-mandated insurance program designed to provide workers with monetary benefits if they sustain work-related injuries or illnesses.
When it comes to overexertion injuries, they indeed fall into the category of work-related injuries. Thus, many workers who’ve sustained such injuries qualify for compensation. However, it’s essential to note that compensation may not cover all lost wages or medical bills due to the injury.
Steps to Filing a Worker’s Comp Claim:
- Report the injury to your employer
- Visit an approved medical provider
- Complete a claim form
- Cooperate with the insurance company’s investigation
- If denied, consider appealing the decision
Simply put, overexertion injuries are a somber business. They can lead to long-term complications if not addressed promptly and appropriately. Fortunately, worker’s compensation exists to help alleviate some of the financial burdens associated with these injuries. Remember, it’s always better to be safe than sorry. So, do take safety measures at your workplace seriously!
While this article provides a broad overview, it’s always best to consult with a legal professional if you’re considering filing a claim.
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